Do I need warranties on my appliances?

When buying an appliance, a car, or even a house, we usually have to decide if we want to buy a warranty that ensures that the store...

How to save money on gas?

The average American spends over $1,500 every year on gas for their vehicle. That’s a healthy chunk of change for petroleum – which isn’t very healthy for...

How to get a new car for cheap? Hack Your car payment!

For many, buying a new car is exciting, but all too often it involves taking on a lot of debt and a monthly car payment. A car...

How much do you pay in fees on your credit cards?

Starting in 2009, credit card companies began to tighten their requirements for extending credit. Often called the credit crunch, this was in response to the global recession...

Going small to get out of debt

If you are trying to eliminate debt, and you have multiple accounts – perhaps a couple of credit cards, a car loan, and a student loan –the...

The Envelope Budget – How does it work?

Despite all the budgeting apps and other high tech tools that are available for tracking spending, one of the most effective systems just requires a few envelopes...

How do they determine my credit score?

Credit scores were created to measure a consumer’s risk of defaulting on a loan. Three national bureaus track consumer credit in the United States – these are...

How to really save money on your car insurance

The thrill of getting your driver’s license is quickly followed by the sting of getting your first car insurance bill. When it comes to coverage, most of...

How much does happiness cost?

We live in a consumer-based culture with companies constantly encouraging us to buy cars, clothes, gadgets, and everything else imaginable. The suggestion is that the more we...

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